Personal Development Plans

January 13, 2010

Writing a Financial Plan on Your Own

Like anything in life, you need a plan to succeed. That applies to your personal finance too. No one is completely secure financially unless you have accumulated millions of dollars and decide to live off the nest egg for the rest of your life.

Unfortunately, for most people, they are unprepared for retirement. Financial planning is crucial in reaching your goals of retiring comfortably. But having say that, how does one go about writing a financial plan without any formal education?

Below is a quick step-by-step guide to writing your own financial plan. Of course, a professional financial planner may be able to give you a more comprehensive financial plan but this will be a good step forward in understanding your needs and clearing some stumbling blocks.

1. What Are Your Objectives?

Don’t be afraid to dream – you only live once. Think about the size of the home, the education, your family, etc. Just pen these thoughts down of how you want the future to look like. Once you list down your ideals, remember to factor in mundane issues like kids education, insurance, etc.

Your goals should include:

* Education. Regardless of your age, extra education and training are needed either for a career switch or self-improvement. A lot of people are taking college courses (even with teenagers) or upgrading to an MBA to climb the corporate ladder. Even if college education is out for you, you still have to plan for your children’s college degree, unless you intend to leave them to their own devices.

* Career. What field do you desire to work in? Is it a creative job or a typical 9-5? Or do you want to be your own boss? Do you want to create multiple source of passive income?

* Lifestyle. Is work or family more important? Are you contended with “simpler living?” Do you desire a Porsche or BMW? Do you want to live in a mansion, a seafront house, etc? Do you have expensive hobbies life golf? These all cost money so tabulating the expenses and matching it to your income is necessary to achieve your lifestyle goals.

* Retirement. Don’t forget about retirement. It is a moment when you lose your income. So how do you want to live while retired? Will you downgrade your house, live with your children, or move to a retirement community?

* Insurance. Nothing is certain in life. You need to be insured for worst case scenarios. Every financial plan must have provisions for insurance.

These objectives may seem daunting but they need not be wishful thinking. The actual money set aside could be much less than you think, if effective financial planning is involved.

2. Plan Your Income

Of course, your financial plan isn’t just about your dreams. How are you going to pay for it? I assume you don’t have a sugar daddy, so you should be following a life of employment. Most people have their career path charted in this format – go to college, get a job, work hard up the ladder and retire.

There is nothing wrong race except there is high uncertainty in today’s globalized environment. People change jobs all the time due to layoffs or to seek fresh challenges.

Instead of a day job, you can consider starting a businesses or becoming a freelancer to sell your skills. Business isn’t just for those with money, MBAs or connections. You can start a home business to mange lawn care, making money online with a website or a vending machine business.

Besides becoming your own boss, you can find other income through network marketing or investing. Investing is efficient in building side income as it is simply growing the money you already have. You can buy gold, stocks, bonds, real estate, etc.

Regardless if you are a business owner or an employee, you should not let your money sit idly under your mattress. Even putting your money into an online savings account is more profitable.

3. Writing Your Financial Plan

At its core, a financial plan is a lifelong budget. You’ll be budgeting not just your next paycheck, but for your entire life. Planning involves knowing how you’ll get there and when you’ll get there. There are no hard and fast rules.

You have to be rational enough to assess your current situation, creative enough to see what is possible, and have the integrity to follow through with the plan. Remember, just because it’s on paper doesn’t mean it will happen – you have to decide to follow through and live up to your goals.

Get started by doing the following:

* Timeline. Establish where you want to be in five years? Ten? Thirty? Fifty?

* Research necessary costs. Your current “bills” plus 5% inflation per year. Don’t forget to factor in life insurance, health insurance, car insurance, etc.

* Research luxury costs. What you “want” to do. Cruises, nice cars, nice house, etc.

* Plan income strategy. For most people, they start with salaries. But don’t forget that your job isn’t your only means of income. Starting a side business, a money making hobby, or even making money online are viable options for extra income.

* Plan Investments. Investing is simply a must to counteract against inflation. You can invest in anything. Just make sure you know what you’re doing, and don’t put all of your eggs in one basket. As you age, financial security should become more and more important.

Try to factor in every cost and possible incomes. Whenever you aren’t sure about the numbers, be conservative. Also, bear in mind that a financial plan is ALWAYS about your goals. It’s not just about the money – it’s about getting what you want out of life. Money is just the tool.

January 7, 2010

Postmodern, Strategic Planning, Kashan Ishag, William Allan Kritsonis, Kashan Ishag, Educational Leadership, Administration, Management, Supervision

Kashan Ishaq and William Allan Kritsonis, PhD 

Introduction

            The results of a successful strategic plan require that all stakeholders are moving in a constructive direction.  Many school leaders fail in this important task. Parental involvement is one of the key areas where most schools face challenge. Facing this challenge, leaders of the school must strategically plan towards enhancement of the holistic educational system by knowing and understanding each component of the realms of meaning written by Dr. Kritsonis. For us to fix today’s educational problems, we must deeply analyze the problems of the past system and implement a postmodern theory into today’s educational system. Educational leaders must escape from their fear to bring change and take it as a challenge to fix the educational system but it does require the passion for change, meetings the needs of all stakeholders of the school.

Purpose of the Article

 The purpose of this article is to discuss how school leaders’ understanding of the six realms of meaning (Kritsonis, 2007) can be strategically integrated in solving the educational problems of today and improving the schools of tomorrow. Dr. Fenwick W. English (2003) has described how postmodernism can change the educational system today. School administrators must believe in postmodernism theory to bring change in the educational system.

Values of Educational Leader

 What are values and where do they come from? How do our values make a difference in the educational system today? In the Ways of Knowing Through the Realms of Meaning (2007), Dr. Kritsonis highlights traits for developing a person holistically. According to him,

 A person should be skilled in the use of speech, symbol, and gesture (symbolics), factually well informed (empirics), capable of creating and appreciating objects of esthetic significance (esthetics), endowed with a rich and disciplined life in relation to self and others (synnoetics), able to make wise decisions and to judge between right and wrong (ethics), and possessed of integral outlook (synoptics). (Kritsonis, 2007, p.15)

 Educational leaders have an enormous responsibility to carry on the vision of the school. According to Haydon (2007), Educational leadership today promotes critical thought and constructive analysis about underlying values that involve aims and moral purpose in education; individual qualities in educational leadership, vision in education, school ethos and culture, and schools as an educational communities. (p.1)

 Creating a road map of the school’s strategic plan helps educational leaders increase parental  involvement.  A  lack of strategic  planning can  cause financial  loss for  the scfool. Brain and Reid (2003), stated: “The more expansive the view of parental involvement, the greater the costs in running such projects and, hence, particularly in poor areas, the less chance of them is being sustainable” (p. 293). Parents are expected to take ownership of different programs in schools. Parents are responsible for the children’s attendance, behavior and willingness to learn in schools and provide support to schools.

Brain and Reid stated, “Parental involvement is seen as a mechanism for simultaneously raising standards, developing new partnerships between schools and parents in the local community and promoting social inclusion” (2003, p. 291). Parents and teachers are full partners in raising the children today.  McNamara (2000) mentioned that the current labor government has placed a renewed emphasis involving parents as active partners in the production of educated children (McNamara, Hustler, Stronach, Rodrigo, Bresford, & Botcherby, 2000, p. 474). Postmodernism guides educational leaders to use innovative and creative ways to improve the educational system. Educational leaders with the postmodernistic approach can take the school so many years a head, where all students are successful and schools are technologically advanced.  According to English (2003),

 Postmodernism is about constructing a way of looking at the world of ideas, concepts and systems of thought through the historicity of context and the shifting nature of linguistic meaning and symbols as they are manifested in discursive practices which run through educational administration and related fields. (p.3)

 Educational leaders that are the true role models of the stakeholders of the school enforce epistemological and axiological framework; they believe in the positive change of the school’s educational system.

 Strategic Planning for Educational Leaders              For educational leaders to be successful at creating effective schools where all stakeholders are highly involved in attainment of the school’s vision, the educational leader needs to know how to apply steps of strategic planning in enforcing the vision of the school to all stakeholders.  According to the Center of Organizational Development and Leadership (2007), there are six planning phases:

 Mission, Vision, and Values,

 Each step of strategic planning relates directly and indirectly to the six realms of meaning. Educational leaders usually get in their comfort zone and never think beyond changing the system of the school. They have a fear to align everyone’s vision and as they see obstacles, educational  leaders stop and continue operating in their comfort zone.

 English (2003) states, “The mental baggage of modernism is represented in the way conceives of itself as a compelling singularity: total, final and absolute” (p. 62). School administrators’ tunnel vision directs them to never think beyond modernism, they find everything absolute and seldom make any changes. English (2003) said, “Postmodernism is not so much interested in the answers as the questions” (p. 4). We have to ask questions such as where we went wrong, and seek solutions instead of continuing to play the blame game.

 The First Realm: Symbolics

             Symbolics play a major role in the development and improvement of the educational programs. Dr. Kritsonis states: “The first realm, symbolics, comprises ordinary language, mathematics and various types of nondiscursive symbolic forms, such as gestures, rituals, rhythmic patterns, and the like” (Kritsonis, 2007, p.11). This realm focuses on the key component that creates a successful organization. One of the areas that it focuses on is communication. Effective communication is one of the areas that are also highly emphasized in the strategic planning. According to the Center for Organizational Development and Leadership (2007), “Without careful communication, planning organizational change is likely to meet with resistance by colleagues. Successful communication requires attention to each group likely to be affected by the planning process and the plan’s goals” (p.5). This realm is the essential component of the educational system. Leaders of the school must know how to effectively communicate with all stakeholders of the school. Symbolics addresses communication instruments, which can be utilized for conferences and professional development for educators. Educational leaders with the vision of involving parents and stakeholders of the school must know the power of communication effectively through different sources and how it can bring people towards the mission of the school. Electronic communication through electronically such as websites, emails, automated phone messages, text messages and newsletters are excellent forms of communication.  Leaders also need to know the power of written and oral communication and how it impacts people differently. Kritsonis stated, “Ordinary language is the forms of discourse employed in every day speech and writing” (2007, p.111).  Educational leaders need to know the significance of using ordinary language defined by him.  Dr. Kritsonis defined ordinary language, “It allows humans to communicate on a personal level. Many like to take a break from “shop talk” from time to time and become comfortable with associates” (2007, p.114). Educational leaders should learn to communicate effectively knowing when and where to use ordinary language. Dr. Kritsonis said, “The objective of using language is communication (2007, p. 114).

Language is a binding force in society. It is a means of establishing human relationship” (Kritsonis, 2007, p.116).  Building,  maintaining and  sustaining relationship with people are highly important for educational leaders and meaningful relationships can be established with effective communication. Kritsonis said, “Perhaps the deepest of all human needs is to be understood and accepted by others” (2007, p.116).  One of the biggest challenges of educational leaders is to gain parental support. To overcome such a challenge, strategic planning of an organization must be planned where the idea is to empower parents and gain their trust by involving them in the campus improvement meetings.  According to Fisher (1994),

 To increase parental involvement, Mount Cammel High School has adopted strategic-planning change model. Successful strategic plans are connected to school mission and core values, gain staff support, remain open to input from all parties, build trust and rapport among participants, ensure open communication with stakeholders, ensure high principal visibility and feedback systems, and consider successful efforts elsewhere. (pp. 69-74)

 The Second Realm: Empirics  “The second realm empirics, includes the sciences of the physical world, of living things, and of man” (Kritsonis, 2007, p.12).  This realm’s focus is on Science that deals with measurement. “These Sciences provide factual descriptions, generalizations, and theoretical formulations and explanations that are based upon observations and experimentation in the world of matter, life, mind and society” (Kritsonis, 2007, p.12). Leaders must take measures based on the data that is available before making decisions.  According to Center for Organizational Development and Leadership (2007),

 Ongoing attention to assessment is necessary to monitor a plan’s progress and assess its outcomes. This appraisal provides guidance for developing preplanning strategies, monitoring the planning process, and judging whether a plan’s activities and strategies are successful in fulfilling the organization’s goals. (p.5)

 Effective principals of the school continuously assess and evaluate different programs. Principals use different evaluation tools that are available to evaluate teachers’ competency in different areas and provide support as needed. One example is the Professional Development and Appraisal System (PDAS).  The professional communication domain helps principals measure and assess the effectiveness of parent teacher communication. Reviewing teachers’ parent contact logs also helps principals track the teacher’s interaction with the parents. This is one way to assess parents’ involvement and its impact on the students’ achievement. Principals can encourage teachers to effectively communicate with parents and provide professional development on communication strategies to bring high parental involvement. 

  The Third Realm: Esthetics  The third realm, esthetics, contains the various arts, such as music, the visual arts, the arts of movement and literature” (Kritsonis, 2007, p.12). Arts and music are excellent ways to develop the children.  Dr. Kritsonis said, “Humans teach their children the arts to help them achieve what we consider a well rounded education” (2007, p.284). School leaders see the beauty of education in their own ways just like teachers see the beauty in their own ways. The most important idea is to recognize that beauty exists in every child. Before making any decisions about the school, passionate educational leaders keep in mind the children’s beautiful faces, prior to finalizing decisions.

In other words, all decisions should be made for the benefit of the children and prior to making a final decision, one should ask a question: “How this decision will impact the students?” Principals need to strategically develop the talents within the faculty and staff. Every member of the school has the talent and can be discovered by the leader of the school. Principals must strategically identify the talent within the faculty and staff. Transformational leaders develop and identify the teachers’ talent and empower them to apply those talents and skills in the improvement of the school. According to Center for Organizational Development and Leadership (2007), “Collaborator and Beneficiaries- Identifying critical stakeholders with particular attention to the expectation for the plan’s development and implementation is of major importance” (p.3).  Identifying not only teachers’ talents but also any stakeholders of the school can help play a vital role in the improvement of the school.

The Fourth Realm: Synnoetics

 “The fourth realm, synnoetics, embraces what Michael Polany calls “personal knowledge” and Martin Buber the “1-Though” relation” (Kritsonis, 2007, p.12). This realm emphasizes on things that are personal and important to a person. Synnoetics signifies “relational insight” or “direct awareness” (Kritsonis, 2007, p.12).  It is important that educators strive to keep learning and discovering strategies to personally motivate students. The students will be successful once this thought process is developed and personally meaningful to the educators.

The Fifth Realm: Ethics

 “The fifth realm, ethics, includes moral meanings that express obligation rather than fact, perceptual form, or awareness of relation” (Kritsonis, 2007, p.13). Ethics play an important role in the educational system.  Unethical behavior practiced by the members of the school can destroy the educational system and school’s performance. Members of the school community following poor ethical standards usually have low productivity.  Group dynamics suffers and communication becomes more elusive and complex. The result is the decline in the schools’ environment. Proper ethical behavior will have positive effects on the  educational system.  Members  who follow  high ethical standards increase their productivity.  Group dynamics and communication improve and the risk in the failure of the school decreases.

 Ethics must be enforced by educational leaders in every school system because it creates a positive environment and will lessen negativity within the school. It builds the structures in the school and holds each member accountable. Educational leaders must follow ethics and enforce ethics at work through providing trainings for the staff.  Enforcing collaboration among staff and brainstorming ideas in the faculty meetings helps promote high professionalism at work where the members of the school follow all rules, policies and procedures. This is one way to achieve success collaboratively.

Morality must be enforced in policies and procedures. “Morality has to do with personal conduct that is based on free, responsible deliberate decision” (Kritsonis, 2007, p.13). Educational leaders must hold high ethical standards for themselves and for  the rest of  the stakeholders of  the school.  They should hold high expectations for all stakeholders to demonstrate high moral standards. According to Kritsonis (2007),

 The good life consists in the realization of meanings, in all of the realms: in the ability to communicate intelligibly and forcefully, to organize the experience of sense into significant generalizations and theories with predictive power, to express the inner life in moving esthetic constructions, to relate with others and with oneself in acceptance and love, to act with deliberate responsibility, and to coordinate these meanings into an integrated vision and commitment. (p. 442)

 All employees must be adhering to hold high ethical standards. The strategic planning approach should provide a blue print for establishing ethical standards for the school. The leader of the school must be able to effectively communicate and emphasize to the stakeholders of high ethical standards that the school holds. Values are established in creating an organizing the plan. “Reviewing the organization’s guiding principles as a useful reference point for planning, especially when determining how to allocate resources and measure achievements” (Center for Organizational Development and Leadership, 2007, p.3). 

 The Sixth Realm: Synoptics

             “The sixth realm, synoptics, refers to meanings that are comprehensively integrative. This realm includes history, religion, and philosophy” (Kritsonis, 2007, p.13). All of these areas are important to uphold one’s ethical and moral level of understanding. History, religion and philosophy shape our understanding of life. Kritsonis said, “Of all the branches of philosophy the two which are the most comprehensive in scope and hence the primary basis for synoptic function of philosophy as a whole are the theory of knowledge (or epistemology) and metaphysics” (Kritsonis, 2007, pp. 546-547).  Educational leaders must have an extensive knowledge (epistemology) and metaphysics’ understanding to help shape the school community’s vision. History allows the educational  leaders to  interpret  the past  events  with  the current, to  build the  effective learning community, and to help plan accordingly for the improvement of the school. Effective educational leaders continuously assess and analyze data from the past to the present. “The educational leaders can work to a largely influence synoptics while developing the Campus Improvement Plan and heavily define the school’s culture” (Cloud & Kritsonis, 2006, p.7).

            Educational leaders must be highly involved in the planning of the Campus Improvement Plan working closely with all stakeholders of the school, to modify and improve programs, which did not support the school’s vision and mission. The Campus Improvement Plan should focus on ways to improve parental involvement of the school.

Concluding Remarks

In conclusion, there are many deficiencies in our educational system today. Facing these deficiencies require educational leaders’ deep understanding of the problems to help improve  schools.   Educational  leaders  must  strategically  plan  by  incorporating six realms of meaning recommended by Dr. Kritsonis to solve  educational problems. Issues such as lack of student motivation, parental involvement, and unaligned vision of the stakeholders can all be aligned with the  postmodernistic approach emphasized by Dr. Fenwick English, but it takes the strong and effective leader’s belief in applying the steps of strategic planning and integrated realms of meaning into school improvement.

 

 REFERENCES

 Brain, K., & Reid, I. (2003). Constructing parental involvement in an education action zone: Whose need is it meeting? .  Educational Studies, 29 (2/3), 291-205.

Center for Organizational Development and Leadership (2007). Strategic planning in higher education: A guide for leaders. Rutgers University. New Jersey: Author.

Cloud, M., & Kritsonis, W. (2006). National agenda: A holistic approach for the

development of a campus improvement plan using ways of knowing through the realms of meaning as the framework. Doctoral FORUM: Journal for Publishing and Mentoring Doctoral Research Students, 3 (1), 1-8. Retrieved July 7, 2009, from http://www.eric.ed.gov  

English, F.W. (2003). The post modern challenge to the theory and practice of educational administration. Springfield: Charles C. Thomas.

Fisher, S. (1994). Preparing for change: Parental involvement at Mt. Carmel High School. NASSP Bulletin, 78(560), 69-74.

Haydon, G. (2007). Values for educational leadership. Thousand Oaks, CA: Sage.

Kritsonis, W. (2007). Ways of knowing through the realms of meaning: A philosophy for selecting the curriculum for general education. Houston, TX: National FORUM Journals.

McNamara, O., Hustler, D., Stronach, I., Rodrigo, M., Beresford, E. & Botcherby, S. (2000). Room to maneuver mobilizing the ‘active partner’ in home-school relations, British Educational Research Journal, 26(4), 473–489.

 

 Dr. William Allan Kritsonis, Professor and Faculty Mentor

 

 

 

 

www.nationalforum.com

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December 24, 2009

Self Motivation And Success Works Together

How do you know if a person is willing to attain self improvement? This is a question with no definite answer. It will all depend on the individual.
Many people have goals, dreams or ambitions but do not know how to go about achieving them. They may have thought about what would make up self improvement and their ideal life, but have no idea how to even begin to make the plans and take the actions required to make them a reality.
Some people have a vague idea on how to go about self improvement. These are the ones that believe that if only they had a better job, or had been given better opportunities, or met the love of their life, or whatever else, everything would be fine and they would be happy.
They feel that their happiness or lack of happiness is decided by external factors and their thoughts and actions are of little consequence.
Some believe that if only they had more money they could have whatever they want and be on their way to self improvement.
They may have spent little time thinking about what they actually want from life, and do not really believe there is anything they can do to create their fuzzy version of utopia anyway, apart from buying more lottery tickets.
Other people do not even know what they actually want from their lives and may even have little idea what would really makes them happy. They seem to just drift from day to day, week to week, month to month, and year to year, and do little more than just about get by.
They may have seemingly secure jobs and be earning enough to live relatively comfortable lives. They seem happy enough and have no great ambition to achieve anything more from their lives than they currently have.
Is self improvement important?
The reality is that throughout our lives we are all constantly growing and developing. Circumstances make us grow and develop, even if we do not make the conscious decision to do so.
Up to a certain age, we learn through formal education and we continue to learn through our experiences for the rest of our lives. We have to learn and grow to deal with everything that life throws at us. We all have to go through self improvement.
Modern life moves at a dramatically faster pace than at anytime in history. For anyone living in modern society there are more opportunities to do anything that you want to do with your life than ever before.
But there is also more competition than ever before, and ever changing technology means that there really are few, if any “jobs for life” anymore. It is now normal not only to change jobs quite often throughout our working lives, but even to completely change careers and industries.
Because the workplace is so competitive, people who are ambitious and hungry for success know they need to learn new skills and knowledge to keep ahead of the pack. To attain this, self improvement is needed.
These are the people that will be most likely to keep their jobs, or progress within their chosen field or that will be readily employable in different organizations or industries. A commitment to self improvement and personal growth may well be the deciding factor in how anyone’s future will turn out.

November 16, 2009

Improve Yourself With Self Improvement Books And Guides

There are different books and seminars that can help you gather some self improvement guide. All these sources are against the negative factors in your life. This self improvement guides are intended to offer you the best solutions to eliminate these factors for good. Or at least to reduce it drastically.
Work, meetings, deadlines, appointments, telephone calls, shopping, taking the dogs out etc. – all these are things most people have to accomplish daily.
Most of the times, on the waiting list there are other things like: family, friends and even ourselves.
Sometimes we discover too late that the points mentioned on the waiting lists are, in fact, the most important and, unfortunately, sometimes, we don’t realize this at all, so find ourselves wondering for what reason we are so unhappy.
All these people know that time is more than money – time means, first of all, life and, more than that, it means our lives.
That is way we have the obligation not to surrender in stressful situations and to go fighting for the joy of living.
Let us not forget also that deficient management of time can produce tremendous health problems, both at the physical and mental level.
But there is good news! Time can be domesticated – we can make it, in certain manner, obey us. First step in implementing this process is to identify the elements that robe your time. Normally, they are divided into two groups:
The external factors (unexpected phone calls, very long phone conversations, unplanned visits, the policy of open doors, not sufficiently trained personnel, frequent meetings, interruptions caused by colleagues, friends and family etc.)
The internal factors related strictly to our own persons (priorities and objectives that change, the lack of a daily working plan, lack of self imposed deadlines, the tendency to take care of too many things at the same time, disorder, lateness in resolving the conflicts, incapacity of saying no, lack of decision, tiredness).
By reading the above enumeration, you probably pictured recalled all the similar situations that you went through. Now, all you have to do is to find a way to defeat and eliminate them, so that you can be the mater of your own time again.
Here are three possible ways in which you can do that:
Get used to write everything down. It is useful, especially if you have a bad memory. Otherwise you might fail to remember to go to important meetings, to make important phone calls, to answer messages you promised you would answer.
You can also write down great ideas and inspirations that occur to you in the most unexpected moments.
Make a list of priorities. It takes you very little time to draw it and you can even do it while you’re having your morning coffee. Write down, the things you need to do that day, in the order of their importance and urgency.
Learn to say no. One big mistake that a lot of us make is that we put other people’s problems in front of ours. Nevertheless, by helping them in a bad moment for us, we give rise to frustration, stress and we find ourselves unable to respect previous engagements.
All these advices are also present in Jean-Louis Servan-Schreiber’s book New art of time against stress and they invite us to meditate that more than a weapon against stress, time management is also a philosophy of life.

November 14, 2009

How To Maintain Your Course Towards Self Improvement

Once you have decided on a self improvement course, you will face moments along your journey where it seems that you are not making progress toward your goal. It is but natural.
Staying in the course when the results do not seem to be coming can be challenging. But then, you must not give up when you are pursuing a dream.
Stay on your self improvement course. Do not jump overboard. If you believe in your dream and is willing to see it through, you will surely enjoy the sweet reward of success when you arrive at your destination.
Below are four tips for staying the self improvement course.
1. Stay positive.
Your mental attitude toward your situation is very important. If you think possibilities, you will be better able to focus on the opportunities that are present in setbacks or delays.
Try to become your own dictator when you surrender your will to negative thoughts. Keep a positive attitude. You know that you have what it takes to succeed.
Tell yourself to think thoughts that will lift your spirit and renew that desire to succeed.
2. Pull versus Push.
It is not possible to push a rope. Neither can you make any progress by pushing and forcing it to move to your liking.
Experts will tell you that you need to make yourself “attractive” so that you can effortlessly draw to yourself what you want in life. This will also move you away from seducing or pushing in order to produce the outcome that you desire.
What have you been attracting to your life? Are you the one doing the pushing or the pulling?
3. Be persistent.
Continue on taking action daily toward your dreams and goals. Patience and persistence are the crowning qualities of self-confident champions.
Think of the gardener who plants a seed and then waits for it to sprout and grow. He waters and nourishes the seed even when he does not see immediate results, having faith that the seed will develop into a beautiful plant.
Like the gardener, do not think of what you see and what is going on today. Look ahead in the future and what your actions now will result to.
What can you do today to achieve your future plans?
4. Have a success partner.
Having a success partner to encourage and support you especially when you are down or frustrated can make the difference in achieving a goal.
Sometimes our vision is blurred by distraction or discouragement. Having a supportive partner who wants big things for you and believes in you can help you stay the self improvement course.
You can do it on your own, but you do not have to do it alone. You have a choice.Why not have a success partner who will stick with you not only through the good times but also through the bad times?
Elbert Hubbard “Know what you want to do, hold the thought firmly, and do every day what should be done, and every sunset will see you that much nearer to your goal.”
Nobody told you that the self improvement course you have chosen to trek is easy. But with enough willpower and the perseverance to go on, you will finally reach that long awaited destination which is success.

November 4, 2009

The Keys To Self Improvement And Motivation

There are particular moments in life that when you wish you could depend on anybody’s self improvement advice. But even if they gave it to you with the best intentions, the final decision still lies on you. So what are the three keys to self improvement and motivation?
1.Inspiration
Inspiration is critical to staying motivated and improving oneself. If you are not interested in your business, your motivation level will ever be high and you will not be able to sustain interest for very long.
Take an honest look at your inspiration level. Are you excited about going to work or is it an obligation? You would be surprised at the number of people who choose a business that looks good on paper, but in reality does not interest them in the least.
These individuals will grow weary and uninterested pretty quickly because they have no inspiration or passion to sustain them during the difficult times they will encounter as a small business owner.
If you do not like your work, then think how you can re-focus your small business to better match your needs. Or consider making a change entirely. Without inspiration, there will not be motivated to even try self improvement.
2.Setting Goals
Short and long-term goal setting is vital for any business owner. If you do not set goals, you would have no definite purpose on which path of self improvement to take.
How could you possibly be motivated if you were unsure about the direction of your company?
Take the time to put your goals in writing. A business plan may sound daunting, but it is really nothing more than goals, strategies, implementation and a budget. Write your own business plan and update it at least annually.
Include “mini-goals” that can be accomplished in a matter of hours, days or weeks as well as the more ambitious “grand-goals” that may take years to complete. Refer to this plan throughout the year.
But can a business plan really help motivate you? Of course! Written goals will make you feel more professional and certainly more connected to your business. It will also free you from having to reinvent your business goals every single day.
3.Networking
Another key factor in getting and staying motivated is networking with other small business owners. No one person knows all the knowledge.
However, when a number of people begin working together, the challenges will just be there waiting to be conquered.
In fact, the isolation of working alone is of one the most difficult parts of being an entrepreneur. You can never be on your way to self improvement without the help of others. Mutual support is motivating.
Make it easier on yourself by connecting with others either in your community or online. Even when businesses are not related, you will often find common ground and ways to work together.
Many successful entrepreneurs report that finding the right networking group was a turning point in the growth of the business. Working together, a networking group can help its members generate more qualified sales leads and solve problems faster and more efficiently.
Sharing ideas, expertise and experience is also an invaluable aspect of motivation and self improvement. Your own personal team of business owners will help re-energize you when the burdens of running your own business seem too much.
With your networking team to rely on, you can accomplish more in less time and probably have more fun in the process. You will feel motivated to accomplish self improvement when you know you are not alone.

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